What issues should you consider before you retire?
Thinking about retirement?
It's a big decision, with lots of details to nail down to make it a smooth transition.
To help, we’re sharing a free checklist tackling 32 critical issues facing soon-to-be-retirees:
What Issues Should I Consider Before I Retire? (click for downloadable PDF)
Our “retirement essentials” checklist is organized into the following categories for easy navigation:
Cash Flow: Determine how your cash flow needs might change, and ensure you understand your pension, Social Security, and other retirement benefits, as applicable.
Healthcare & Insurance: Understand your options so you can make informed choices for your health insurance, life insurance, and long-term care needs.
Assets & Debts: Review your equity compensation, investment objectives, retirement accounts, and more to have the right plan in place for your assets.
Tax Planning: Strategize to minimize your tax burden in retirement. This is especially important if you’re coming into retirement with large pre-tax balances (a pre-tax Traditional IRA and/or pre-tax 401k, for example) — and their large Required Minimum Distributions (RMDs).
Long-Term Planning: Plan for the future needs and potential challenges of your estate size, estate plan, and more.
Other Considerations: Address any additional concerns, like unused vacation days and state-specific issues, for a well-rounded pre-retirement plan.
Use our checklist to help you plan like a pro and navigate retirement with confidence.
Have questions? Want to learn more about personalized retirement planning? Schedule a free phone consultation.
